My advice is to open a Nationwide Flex account and get a debit card. There are no fees when you withdraw money from an ATM in another country, or use it to buy goods and services, and they give the best exchange rates. I've used this method for several years now.....in fact, I don't bother to get currency or travellers cheques now........I just pole up to an ATM at the airport and get some ready cash, then use the card for most purchases. I only country i've ever had a problem is in China in some of the rural parts which don't have ATMs.