Despite the recession, it seems most people still see the value in taking a break. Latest research has shown that the one treat we will not be overlooking during the credit crunch is our annual holiday. But as Collette Walsh discovers, there are ways to cut the cost without having to reduce the enjoyment...

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Have you tried putting together a 'do it yourself' holiday package? When is the best time to travel and where are this year's bargain hotspots? Have your say...