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You’re likely to be excited if you’ve booked a holiday to Australia. But don’t let dreams of beaches, surfing and incredible natural wonders make you forget your essential travel insurance.
Australia is a once-in-a-lifetime destination for many travellers, so planning will be key to making the most of a trip. And an essential part of your planning should be finding the best travel insurance policy to protect you financially should anything go wrong.
Remember to compare policies before you buy travel insurance for Australia as T&Cs and cover levels can vary between different companies. Make sure any holiday insurance for Australia you are considering includes at least:
- Medical cover – look for a policy that includes repatriation to the UK.
- Cover for cancellation or curtailment - holidays to Australia don’t usually come cheap, so look for cover that is at least as much as the price of your trip, plus any excursions you’ve booked. And take out your travel insurance as soon as you book so you’re covered should anything unexpected in the run-up to your break stop you travelling.
- Personal liability – this will cover you should you accidentally injure someone or damage their property while you’re away and they then make a claim.
- Lost luggage and possessions – unfortunately, possessions and luggage can get lost or stolen while you’re away so ensure you’re adequately insured. Make sure both the overall limit set by the insurer and the individual item limits are suitable for you. You may also want to look for a policy that includes cover for a lost passport too.
- Missed departures – this will cover you should you miss your flight due to situations beyond your control.
- Delay cover – this will kick in after a set amount of time.
When you compare travel insurance for Australia, you may also want to look for policies that include protection for end supplier failure if you’ve booked a DIY trip rather than a package holiday. This will pay out should an element of your holiday, such as your airline or hotel, go bust. You may also want to add on catastrophe cover for financial protection should an earthquake or natural disaster cause disruption.
And, while it can be tempting to keep your costs down by buying cheap travel insurance for Australia, this could be a false economy if you’re not covered for what you need. Comparing prices on TravelSupermarket will help you avoid paying over the odds while ensuring you find the best policy for you.
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