TravelSupermarket logo

UK travel insurance

Save time and money

Get the right cover for you

Enter your details once, and get prices from the UK’s leading specialists

Compare 30+ trusted brands

More than 400 policies available

Part of MoneySuperMarket

Saving you money with over 15 years’ experience

Defaqto star rating

Select your policy with confidence

Policies tailored to you

Finding the right cover is fast and simple

Travel Alert:

Countries reopen borders.

Find out more

We compare more than 400 policies from over 30 leading travel insurance companies

admiral logosainsburys logoholiday-extras logoboots logosaga logopost-office logoRAC logo

Pre-existing medical conditions

Compare the best pre-existing medical insurance deals

If you're going on holiday in the UK, it might never occur to you to take out travel insurance. After all, you've got motor insurance if you’re driving, the NHS to fall back on if you get ill, and your home contents insurance should cover you if you lose your possessions. However, there are still some valid reasons why you should make sure you take out extra cover.

UK holiday insurance covers several other eventualities – having a policy in place could prevent you from ending up seriously out of pocket.

Cancellation cover. Say, for example, you or someone in your family or holiday party fell ill or was injured before you even set off. If you had no choice but to cancel, you could lose the deposit on your holiday home or your hotel or guesthouse accommodation. You might even lose the full cost of the holiday itself, including rail or air tickets you bought in advance.

However, if you have UK travel insurance in place with cancellation cover included, you can claim for all these costs, provided you have evidence that it was necessary to cancel your trip. This might take the form of a letter from your GP or from the hospital where the person affected was treated.

Hospital transfer. Thanks to the glories of the NHS in the UK, you cannot normally claim for medical expenses on a holiday insurance policy. But if you or a family member are confined to hospital while you’re away, your policy might pay for you to be transferred to a hospital closer to home, so you can be nearer to your nearest and dearest. On many policies you can also claim hospital benefit for those little extras you may need to buy to make your stay on the ward more comfortable. 

The one exception to this is if you fall ill or are hospitalised in the Channel Islands, where you won't be able to get NHS treatment and where you cannot use a European Health Insurance Card (EHIC) to get the same free treatment as a local (you can use EHIC cards in Europe). So, if you're heading to the Channel Islands, check to see if your policy will cover you, as medical cover is vital to avoid huge bills on the islands. Note that the Isle of Man does have a reciprocal medical agreement in place, though.

Delayed departure. In addition to cancellation, UK travel insurance might also compensate you if you miss your train, ferry or flight because of circumstances beyond your control. However, some policies exclude internal flights, so you'll need to check the small print.

Protect your possessions. Even if your home contents insurance covers items away from the home, it might not provide the scope of cover you require. For example, an expensive item such as a camera, tablet computer or piece of jewellery might fall outside the limits of your policy.

What's more, you could have a no claims bonus on your home contents insurance that would be reduced or removed if you made a claim, or the excess on your contents policy may be higher than that on your travel insurance, meaning you would have to pay more towards the cost of the claim.

Latest travel tips and advice

Travel Advice

Your travel insurance questions answered

What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.

Read more about Your travel insurance questions answered
Travel Advice

10 reasons to read your travel insurance small print

Read more about 10 reasons to read your travel insurance small print
Travel Advice

How to make a successful travel insurance claim

Read more about How to make a successful travel insurance claim
Read more from the blog

Get your travel essentials sorted for less

Holidays

Finding the right holiday is much more than getting the cheapest price. Compare thousands of ATOL-protected breaks.

Compare Holidays

Car Hire

Finding the right wheels is much more than getting the cheapest price. Compare a range of car rentals.

Compare Car Hire

Flights

Fly away with an incredible deal. Search and compare a huge range of airlines today.

Compare Flights

Hotels

Whether you’re after boutique in Berlin or affordable in the Algarve, the right hotel is just a comparison away.

Compare Hotels

Parking

Make sure your ride is safe and secure while you’re away. Compare a range of airport parking deals.

Compare Parking

Transfers

Get from A to B hassle free with an affordable transfer. Compare a range of options and save.

Compare Transfers

More travel insurance options

Who regulates us?

MoneySuperMarket.com limited is an appointed representative of MoneySuperMarket Financial Group Ltd, which is authorised and regulated by the Financial Conduct Authority. MoneySuperMarket’s FCA registration number is 303190.

The FCA is the UK regulator of financial services, aiming to protect consumers, and the integrity of the market whilst promoting healthy competition.

Sign up. Be inspired. Travel.

Subscribe now for hand-picked holiday deals, inspiration and the latest travel tips, straight to your inbox.

Staying safe abroad

The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.

For the latest FCDO advice, follow @FCDOtravelGovUK and Facebook.com/FCDOTravel.