One-way travel insurance

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Most travel insurance policies work on the premise that you will be going on holiday for a specified amount of time and then returning home.

However, in some circumstances, you may have bought a one-way ticket to a destination. And still need travel insurance.

One-way travel insurance does not give you the same cover as a standard travel policy. And a normal policy will not cover you on a one-way trip.

The main difference is that a one-way policy does exactly what it says on the tin, and just covers you for one-way travel.

Your policy will come with a time limit, which is typically one week. After this point, your cover will run out, so it's important to ensure you will be at your stated destination within the agreed timeframe.

If you need a longer time limit, you will have to shop around for a policy that offers this.

If you take less than the specified time to reach your destination, your cover will automatically cease 24 hours after you have reached it.

Many traditional, standard policies can be used for a one-way trip too. Just remember to inform your travel insurance company, and get this confirmed in writing.

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