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We all like planning holidays. They offer the chance to take a break abroad and leave behind your job and responsibilities for a while. Yet many overlook one of the most important elements of a holiday: insurance. Many regular travellers opt for an annual travel insurance policy as it can work out cheaper over the course of a year.
Annual policies cover you for every holiday you make over the course of a year. They can even cover you for UK trips.
An annual travel insurance policy will generally cover you for all the trips you take within a year - but be aware that some policies have a limit on the number of trips.
When does it make sense to use it? Is it worth it?
If you know you will be making more than two trips abroad then a multi-trip insurance policy can work out cheaper than buying several single-trip policies. This is particularly the case if you are travelling to far-flung destinations, as you can choose a worldwide annual policy to cover all your holiday needs. You may also be covered for domestic trips - so if you want to visit another UK destination for a long weekend, say, you'll be insured for this.
What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.Read moreabout Your travel insurance questions answered
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