Where you can go on holiday | Check FCDO updates before you travelFind out more
Lots of us take out a travel insurance policy simply because we know we’re supposed to have it when we go on holiday, buying the cheapest insurance available and not giving it a second thought once it’s purchased.
Unfortunately, this can lead to problems down the line – if you don’t fully understand your policy and pick the right one, you could end up without adequate cover.
It’s important that the travel insurance policy you choose covers you properly for the holiday you are planning.
Extras can be added on to suit your needs, which you should discuss with your insurer, but a decent standard policy should at least cover the following (each area is explained in more detail below):
|Area of insurance||Cover|
|Cancellation||£3,000 (or amount equal to total holiday cost)|
|Delay cover||Varies, but should be included|
|Baggage – loss, damage or theft||£1,500|
|Policy excess||Under £100|
|Emergency assistance||24/7 support|
A word to the wise: while a cheap travel insurance policy might save you money initially, it could end up costing you more in the long run if you don’t take out sufficient cover.
What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.Read moreabout Your travel insurance questions answered
Finding the right holiday is much more than getting the cheapest price. Compare thousands of ATOL-protected breaks.Compare Holidays
Finding the right wheels is much more than getting the cheapest price. Compare a range of car rentals.Compare Car Hire
Fly away with an incredible deal. Search and compare a huge range of airlines today.Compare Flights
Whether you’re after boutique in Berlin or affordable in the Algarve, the right hotel is just a comparison away.Compare Hotels
Make sure your ride is safe and secure while you’re away. Compare a range of airport parking deals.Compare Parking
Subscribe now for hand-picked holiday deals, inspiration and the latest travel tips, straight to your inbox.
The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.