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When buying your flight, whether it is part of a wider package or just flight only, it's advisable to take out insurance from the moment you book. Depending on the circumstances, comprehensive travel insurance could help you recoup some of the costs should your flight be cancelled.
A comprehensive travel insurance policy should offer protection for your flight should you need to cancel or amend your plans for reasons beyond your control...
A valid travel insurance policy can offer protection in the event something goes wrong with your holiday. If you take out insurance at the time of booking, whether you opt for single trip or annual cover, you should be covered for cancellation from that point; should you have to cancel your flight due to reasons outside of your control, you should be able to recoup some – if not all – of the cost of your holiday.
Additionally, you will have cover for things like medical costs, lost and stolen baggage and travel delays. While you have rights for flight cancellations and delays under EU legislation, most flight insurance policies will make a cash pay out on top of your legal entitlement. And if you miss your plane through no fault of your own before you even leave the UK, a policy that includes a missed departure clause will also help you out with the additional costs of rearranging your travel plans.
What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.Read moreabout Your travel insurance questions answered
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The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.