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Preparing for a holiday as a group or family can be a stressful time. Not only do you have to think about getting yourself ready, you may have to check other members of the party are organised too.

Taking out travel insurance doesn’t need to be stressful, though. You can even buy cover that extends to the whole group should you wish.

The main advantage of group travel insurance is that one policy can be used to cover a number of people, making it quicker and easier to organise than numerous individual policies.

Another plus point is that a group travel insurance policy is likely to be cheaper, as some insurance companies discount cover.

Families can also benefit from free cover for children under a certain age. And what’s more, you may find you have higher levels of cover on items such as baggage than you would with a stand-alone policy.

When buying group travel insurance, you can choose between single-trip or multi-trip annual cover. The latter is generally the better choice if you and your family, for example, travel more than twice a year.

Buying an annual policy also avoids having to organise travel insurance again next time you go away. Just remember to renew your policy after 12 months if you are likely to be taking a few trips. 

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