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If you are over the age of 70 and looking forward to jetting off on holiday, getting the right policy before you go away should be one of your top priorities.
However, there are a number of things you need to take into account before you buy. Here we take a look at the main issues.
As you get older, holiday insurance prices start to escalate for a number of reasons...
Insurance premiums are worked out according to claims statistics. And the over 70s are statistically more likely to put in a claim for medical treatment or cancellation of a holiday because of ill health.
As a result, prices are often higher than they would be for younger travellers. However, travel insurance policies for older people usually come with additional cover for emergencies and medical treatment, so your money will be well spent should something go wrong.
Just remember that all companies differ on what they offer and have different rules around price and age. That’s why it’s important to read the small print before simply opting for the cheapest policy.
What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.Read moreabout Your travel insurance questions answered
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The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.