TravelSupermarket logo

Backpacker travel insurance

Save time and money

Get the right cover for you

Enter your details once, and get prices from the UK’s leading specialist

Compare 30+ trusted brands

More than 400 policies available

Part of MoneySuperMarket

Saving you money with over 15 years’ experience

Defaqto star rating

Select your policy with confidence

Policies tailored to you

Finding the right cover is fast and simple

Travel Alert:

Countries reopen borders.

Find out more

We compare more than 400 policies from over 30 leading travel insurance companies

admiral logosainsburys logoholiday-extras logoboots logosaga logopost-office logoRAC logo

Pre-existing medical conditions

Compare the best pre-existing medical insurance deals

Heading off on a gap year abroad can be an incredibly exciting time in your life, but as well as picking the countries you're planning to visit, and the activities you want to try, you also need to spend a little time ensuring you've got the right cover in place just in case anything should go wrong.

As a backpacker, you're likely to be away for an extended period of time, so you need to check your travel insurance policy covers you for the full duration of your trip.

While most standard travel policies restrict the length of the trip to just 30 days, many insurers now cater for the “adventurous traveller” market, offering dedicated student travel insurance or backpacker/gap year cover. So-called “long trip” travel insurance policies will usually offer you continuous comprehensive cover for breaks from three months up to a year - and some will cover you for even longer.

As a backpacker, be aware that relying on the annual family travel insurance policy may not be sufficient, as this may not provide adequate cover for the activities you want to engage in, or the destinations you want to visit.

Equally, don't make the mistake of thinking the European Health Insurance Card (EHIC) will cover the costs of you getting home if you fall ill - or that the UK government will pick up the bill if something goes wrong. Using a comparison site , you can see how the various dedicated backpacker insurance policies on offer stack up, as costs and deals will vary considerably.

And remember, that while cheap cover may seem appealing, you must check the policy offers the right level of cover for your needs.

As a general rule, you should consider the following levels of cover as a minimum:

  • £2m for medical expenses
  • £1m personal liability
  • £3,000 cancellation - or enough to cover the total cost of your holiday
  • £1,500 baggage
  • £250 for cash
  • Policy excesses under £100
  • Cover for scheduled airline failure and end supplier failure if you are not travelling on an ATOL backed package holiday
  • Delay cover (e.g. £20/hour for first 12 hours).

Latest travel tips and advice

Travel Advice

Your travel insurance questions answered

What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.

Read more about Your travel insurance questions answered
Travel Advice

10 reasons to read your travel insurance small print

Read more about 10 reasons to read your travel insurance small print
Travel Advice

How to make a successful travel insurance claim

Read more about How to make a successful travel insurance claim
Read more from the blog

Get your travel essentials sorted for less

Holidays

Finding the right holiday is much more than getting the cheapest price. Compare thousands of ATOL-protected breaks.

Compare Holidays

Car Hire

Finding the right wheels is much more than getting the cheapest price. Compare a range of car rentals.

Compare Car Hire

Flights

Fly away with an incredible deal. Search and compare a huge range of airlines today.

Compare Flights

Hotels

Whether you’re after boutique in Berlin or affordable in the Algarve, the right hotel is just a comparison away.

Compare Hotels

Parking

Make sure your ride is safe and secure while you’re away. Compare a range of airport parking deals.

Compare Parking

Transfers

Get from A to B hassle free with an affordable transfer. Compare a range of options and save.

Compare Transfers

More travel insurance options

Who regulates us?

MoneySuperMarket.com limited is an appointed representative of MoneySuperMarket Financial Group Ltd, which is authorised and regulated by the Financial Conduct Authority. MoneySuperMarket’s FCA registration number is 303190.

The FCA is the UK regulator of financial services, aiming to protect consumers, and the integrity of the market whilst promoting healthy competition.

Sign up. Be inspired. Travel.

Subscribe now for hand-picked holiday deals, inspiration and the latest travel tips, straight to your inbox.

Staying safe abroad

The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.

For the latest FCDO advice, follow @FCDOtravelGovUK and Facebook.com/FCDOTravel.