Covid-19 advice:

Where you can go on holiday | Check FCDO updates before you travel

Find out more

Travel insurance with medical conditions

Get a new quote Pre-existing medical conditions

Powered by

CYTI
Compare 20+ trusted brands

More than 120 policies available

Part of MoneySuperMarket

Saving you money for more than 15 years

Fast, free and simple

Get your quote in seconds

Policies tailored to you

From single-trip to specialist cover

We compare more than 120 policies from over 20 leading travel insurance companies
admiral logopost-office logoRAC logolegal-general logosainsburys logosaga logopuffin-insurance logo

Travellers with a pre-existing medical condition can often find it hard to find affordable holiday insurance and, in some cases, can find it hard to get cover at all.

If you're struggling to find suitable cover, the Money and Pension Service (MaPs) also provides a list of specialist insurers on the MaPs directory website, or you can call the British Insurance Brokers Association on 0370 950 1790.

It is vital that anyone with an existing medical condition or record considers this when buying their travel insurance policy.

Generally speaking, it tends to be older people who suffer from medical conditions, but this is exactly the group who already struggle the most to get decent holiday insurance at a reasonable price, as many policies carry an upper age limit. The issue here is that insurers view older travellers as those most likely to claim for costly medical treatment received while on holiday - and the most likely to make the biggest claims.

As a result, insurers often refuse to offer cover to holidaymakers over a certain age limit - such as over-75 - although the age limits for some firms may be as low as over-50. While this may tempt some older travellers - as well as holidaymakers of any age with a pre-existing medical condition - to go without cover, this is false economy, as costs could run into thousands of pounds should anything go wrong on your trip. 

The good news is there are certain insurers who are far more flexible in their approach, and who are willing to offer policies to those with a medical condition and may not impose age restrictions. A dedicated travel insurance policy aimed at holidaymakers with medical conditions is designed to provide appropriate cover for that customer's needs - and to suit their individual requirements - giving you the peace of mind to head overseas to enjoy your holiday.

Latest travel tips and advice

Travel Advice

Your travel insurance questions answered

What's classed as a pre-existing condition? Can you extend your cover? If you're perplexed by your policy, our handy guide to all things travel insurance means you'll never get lost in the legalese again.

Read moreabout Your travel insurance questions answered
Travel Advice

10 reasons to read your travel insurance small print

Read moreabout 10 reasons to read your travel insurance small print
Travel Advice

How to make a successful travel insurance claim

Read moreabout How to make a successful travel insurance claim
Read more from the blog

Get your travel essentials sorted for less

Holidays

Finding the right holiday is much more than getting the cheapest price. Compare thousands of ATOL-protected breaks.

Compare Holidays

Car Hire

Finding the right wheels is much more than getting the cheapest price. Compare a range of car rentals.

Compare Car Hire

Flights

Fly away with an incredible deal. Search and compare a huge range of airlines today.

Compare Flights

Hotels

Whether you’re after boutique in Berlin or affordable in the Algarve, the right hotel is just a comparison away.

Compare Hotels

Parking

Make sure your ride is safe and secure while you’re away. Compare a range of airport parking deals.

Compare Parking

Transfers

Get from A to B hassle free with an affordable transfer. Compare a range of options and save.

Compare Transfers

More travel insurance options

Who regulates us?

The TravelSupermarket travel insurance comparison site is operated by CYTI Limited. Registered in England (company number: 07368288). CYTI Limited are authorised and regulated by the Financial Conduct Authority (firm reference number: 594298).

TravelSupermarket Limited is an appointed representative of Moneysupermarket.com Financial Group Limited (registered in England and Wales with company number 03157344). Moneysupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FCA registration number 303190).

Sign up. Be inspired. Travel.

Subscribe now for hand-picked holiday deals, inspiration and the latest travel tips, straight to your inbox.