With more people booking holidays that are made up of many different parts as opposed to a full package holiday, it is more important than ever to ensure that you have adequate financial cover should anything go wrong.
Here's how you protect your holiday when it's not a package.
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The Foreign, Commonwealth & Development Office (FCDO) provides valuable up-to-date travel advice for British citizens abroad. It is the best resource for reliable safety and security information. You can also find other important details, such as local laws, passport information and visa requirements. Stay safe abroad – check the FCDO before you travel.
For the latest FCDO advice, follow @FCDOtravelGovUK and Facebook.com/FCDOTravel.